National Housing Bank (NHB), India

The National Housing Bank (NHB) is the apex financial institution for housing in India, established to promote and regulate housing finance institutions. It plays a pivotal role in providing refinance to banks and housing finance companies, supporting housing development across urban and rural areas. NHB also acts as a central nodal agency for government housing schemes and contributes to policy formulation, market development, and financial inclusion. With a focus on affordable housing, NHB supports infrastructure projects, conducts research, and promotes innovation in housing finance.